Proof of Funds for a VisaHow much bank balance to show in 2026
How much money you should have in your bank statement to get a visa approved - the official minimum where one exists, and what applicants actually report getting approved with. We keep the two strictly separate: an official figure is a published government requirement; a community figure is anecdotal experience, never a guarantee.
Schengen visa: daily funds required, by country
Each Schengen country sets its own official daily amount you must prove for the length of your stay. Multiply the daily rate by your number of days for the official minimum. Figures from official government sources.
| Country | Daily amount | Notes |
|---|---|---|
| Belgium | EUR 95 / per day | EUR 95/day if staying at a hotel with no other proof of credit; EUR 45/day if staying with a private host (letter of guarantee) with no other proof of credit. |
| Bulgaria | EUR 50 / per day | At least EUR 50/day, but not less than EUR 500 total; or proof of prepaid tourist services. A further EUR 50/day (or prepaid hotel/invitation) is required to cover accommodation. |
| Croatia | EUR 70 / per day | EUR 30/day if holding a certified letter of guarantee or tourist booking; exempt if a guarantor fully covers all costs. |
| Czech Republic | - / per day | CZK 1,565/day for stays up to 30 days (0.5x the national subsistence minimum, as of 1 Jan 2023: CZK 3,130); different formula for stays over 30 days. Minors prove half. |
| Denmark | EUR 47 / per day | DKK 350 per 24 hours (approx. EUR 47); a case-by-case border assessment, not a fixed visa rule. |
| Germany | EUR 45 / per day | No mandatory reference amount is fixed by law; officials assess case-by-case. EUR 45/day applies only if the applicant cannot otherwise evidence their circumstances. |
| Estonia | EUR 70 / per day | Fixed daily amount for each allowed day of stay. |
| Greece | EUR 50 / per day | EUR 50 per person per day, minimum total EUR 300 for a stay of up to 5 days; minors get 50% reduction. |
| Spain | EUR 122.1 / per day | 10% of the gross national minimum wage per day x number of days, but minimum overall EUR 1,098.90 (90% of minimum wage) per person regardless of trip length. |
| France | EUR 65 / per day | EUR 65/day with proof of prepaid accommodation (attestation d'accueil); EUR 120/day with no hotel reservation for that portion of the stay. |
| Italy | EUR 44.93 / per day | Sliding scale (Table A): EUR 269.60 fixed for a 1-5 day trip (one traveller; EUR 212.81 if 2+ travellers); EUR 44.93/day for 6-10 days (EUR 26.33/day if 2+ travellers); lower daily rates for longer t… |
| Cyprus | - / per day | No fixed reference amount; case-by-case discretion of immigration officers, considering purpose/length of stay, hotel bookings, or hospitality. |
| Latvia | EUR 14 / per day | Minimum EUR 14/day for stays up to 30 days; EUR 700 (minimum monthly wage) if the stay exceeds 30 days. Waived if an approved inviter covers costs. |
| Lithuania | EUR 50 / per day | EUR 50/day; not required for a minor travelling with an adult family member, or if a formal inviter (via MIGRIS) undertakes to cover costs. |
| Luxembourg | EUR 67 / per day | Approx. EUR 67/day (pegged to the daily unskilled-worker minimum wage, as of 1 Jan 2018); a certified statement of financial liability can substitute. |
| Hungary | EUR 40 / per day | Fixed reference amount per day of planned stay. |
| Malta | EUR 48 / per day | Administrative practice minimum for the duration of the visit. |
| Netherlands | EUR 55 / per day | EUR 55 per person per day is the base figure border officials use, applied flexibly based on trip length, purpose, and personal circumstances. |
| Austria | - / per day | No fixed reference amount; case-by-case assessment based on purpose, type, and duration of stay. |
| Poland | - / per day | PLN 300 total if stay is up to 4 days; PLN 75/day if stay exceeds 4 days. Plus separate minimum for return-journey funds (PLN 200-2,500 depending on country of origin). |
| Portugal | EUR 40 / per day | EUR 75 for each entry plus EUR 40 for each day on the territory; waived if board and lodging are proven guaranteed. |
| Romania | EUR 50 / per day | EUR 50/day (minimum EUR 500 total) for tourism/visit/business visas; EUR 30/day where the invitation procedure applies (covered by an inviting person). |
| Slovenia | EUR 70 / per day | EUR 70/day if means of subsistence are not otherwise secured (e.g. no sponsorship or prepaid accommodation); minors accompanied by parents: 50%. |
| Slovakia | EUR 56 / per day | EUR 56/day (EUR 30 accommodation + EUR 19 meals + EUR 7 spending money); can be replaced by a certified invitation. |
| Finland | EUR 50 / per day | Approx. EUR 50/day in addition to return-journey/accommodation funds; assessed case-by-case. |
| Sweden | EUR 40 / per day | SEK 450/day (approx. EUR 40), fixed by Swedish legislation. |
| Iceland | EUR 55 / per day | ISK 8,000 per person per day (approx. EUR 55); halved if a third party bears the costs. Total minimum ISK 40,000 per entry. |
| Norway | EUR 43 / per day | NOK 500/day (approx. EUR 43) as an indicative figure for visitors not staying with family/friends; case-by-case in practice. |
| Switzerland | CHF 100 / per day | CHF 100/day for those covering their own costs; CHF 30/day for students with a valid student ID; different rules if staying with a private host under a declaration of liability. |
| Liechtenstein | CHF 100 / per day | CHF 100/day for those covering their own costs; CHF 30/day for students with a valid student ID. |
Checked 2026-07-03· confirm on the consulate's official page before applying
Proof of funds by visa
14 major visas, each with the official rule and what applicants report.
China tourist (L) visa
Official requirement
USD 100 per day
From the Chinese Embassy in Pakistan's visa instructions: for applicable visa categories (including cases requiring financial proof), the closing balance on the applicant's latest bank statement 'should be enough to cover all expenses during the applicant's real stay period in China, no less than US $100 per day or equivalent Pakistani Rupees.' This per-day figure is not published uniformly by every Chinese embassy/consulate - some posts (e.g. Cebu, Philippines) instead ask for a 6-month bank certificate/statement with no stated daily amount, and India's Mumbai consulate instead publishes a flat per-applicant minimum balance (see total_example) rather than a per-day rate. Requirements vary by the specific embassy/consulate processing the application.
pk.china-embassy.gov.cn ↗What applicants report · anecdotal
Because the official minimum varies by jurisdiction (or is unstated in many), reported 'safe' amounts vary widely. Visa-consultant blogs and agents commonly suggest Indian applicants keep a steady balance of roughly INR 1-1.5 lakh (~USD 1,200-1,800) per person for about 3 months before applying - broadly consistent with Mumbai's official INR 100,000 minimum. For a 7-10 day trip, some agents suggest INR 1.5-2.5 lakh is a comfortable cushion. These are anecdotal benchmarks, not guarantees, and of…
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · personal bank statement, usually the latest 3-6 months, original with bank stamp/seal on every page
- · bank certificate of deposit balance and the payment receipt for that certificate (required at some posts, e.g. Philippines)
- · income tax return (ITR) or BIR-stamped income tax return, where applicable
- · certificate of employment / employer letter detailing salary and length of employment, or a company-issued mission/sponsorship letter if the employer is paying for the trip
- · business registration certificate if self-employed/business owner
Rejection red flags
- · large lump-sum deposit shortly before applying without a clear, documented source
- · closing balance inconsistent with declared income, occupation, or transaction history
- · thin or irregular account activity instead of steady salary/business credits over the review period
- · very low balance that does not plausibly cover the stated trip length and itinerary
New Zealand Visitor visa
Official requirement
NZD 1,000 per month
NZD 1,000 per month if paying your own accommodation, or NZD 400 per month if accommodation is already prepaid/paid for. Funds can be self-funded or covered by an approved sponsor.
immigration.govt.nz ↗What applicants report · anecdotal
Applicants commonly report showing 3-6 months of bank statements with an average balance comfortably above the NZD 400-1,000/month threshold for their intended stay length (e.g. roughly NZD 3,000-6,000+ for a 3-6 week trip), rather than the bare legal minimum, to demonstrate stability.
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · bank statements or credit card statements (3-6 months, showing account holder's name, institution, and currency)
- · bank drafts or traveller's cheques
- · proof of pre-paid accommodation (hotel vouchers/receipts) if relying on the lower NZD 400/month rate
- · evidence of funds to buy a ticket to depart New Zealand (separate from living-expense funds)
- · sponsorship form and sponsor's financial evidence, if relying on a New Zealand-based sponsor instead of self-funding
Rejection red flags
- · large lump-sum deposit shortly before applying, without explanation
- · balance fluctuations of roughly 50% or more across the statement period, seen as signalling unstable funds
- · borrowed or gifted funds without a clear paper trail
- · insufficient transaction history (e.g. a dormant account suddenly funded)
Schengen short-stay (type C) visa
Official requirement
EUR 65 per day
No single EU-wide figure exists — each Schengen state fixes its own daily reference amount under Annex 25 of the EU Practical Handbook for Border Guards. EUR 65/day is the commonly-cited France baseline (with prepaid accommodation; EUR 120/day without). See official.per_member for the full country-by-country table, which is the authoritative reference.
home-affairs.ec.europa.eu ↗What applicants report · anecdotal
Applicants from India commonly report keeping roughly INR 1.5-3 lakh (~EUR 1,650-3,300) accessible in their bank account for a 7-15 day Schengen trip, especially when flights and hotels are already booked/reserved. Reports vary widely by consulate (France, Germany, Italy, and the Netherlands VFS/consulate desks are frequently discussed) and by applicant profile (salaried vs self-employed, first-time vs repeat traveller, solo vs sponsored).
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · last 3-6 months personal bank statements (6 months is the safer default for France, Spain, Portugal, Greece, Italy, and Czech Republic consulates)
- · income tax returns (ITR-V for Indian applicants), preferably last 2-3 years
- · salary slips (last 3-6 months) and an employment/no-objection letter
- · fixed deposit certificates or other savings proof, where relevant
- · for self-employed applicants: business registration, GST returns, or CA-certified financial statements
Rejection red flags
- · a large, unexplained lump-sum deposit shortly before the application (e.g. balance jumps from a few thousand to lakhs days before the appointment)
- · funds that are visibly borrowed or transferred in just to pad the statement, with no supporting income history
- · an account with little to no regular salary or business income, or long dormant/inactive periods
- · mismatched declared income vs. shown balance (e.g. balance far exceeds what income/ITR would support)
Thailand tourist visa / entry
Official requirement
THB 20,000
Flat entry requirement, not per-day: THB 20,000 per person (approx. USD 550 / INR 47,000) or THB 40,000 per family, in cash or the foreign-currency equivalent. Applies to both the visa-exemption/visa-on-arrival scheme and visa applications made at Thai embassies/consulates. Some official pages cite an older figure of THB 10,000 per person / 20,000 per family for on-arrival tourists; the Ministry of Foreign Affairs' current visa-issuance and embassy pages consistently use 20,000/40,000, which is the figure immigration officers are instructed to apply as of 2025-2026.
mfa.go.th ↗What applicants report · anecdotal
For embassy-lodged tourist visa applications, applicants commonly report submitting 3 months of bank statements showing a balance well above the official THB 20,000 (e.g. INR 1-3 lakh / USD 1,200-3,600) to avoid scrutiny, even though the published minimum is much lower. For visa-exemption/visa-on-arrival entry, most travellers report never being asked to show funds at all, but those who are asked describe being required to produce THB 20,000 in cash or an equivalent bank/app balance on the spot.
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · cash, traveller's cheques, or bank/mobile-banking app balance equivalent to THB 20,000 per person / 40,000 per family (for visa-exemption or visa-on-arrival entry)
- · bank statements, typically the last 3 months, for embassy/consulate visa applications
- · sponsorship letter (if funds are being provided by a third party, e.g. employer or family member)
- · proof of onward/return travel ticket
- · proof of accommodation booking for the stay
Rejection red flags
- · a bank statement showing a large lump-sum deposit shortly before the application or entry date, with little prior transaction history
- · closing balance below the stated minimum in an earlier statement month even if the balance is sufficient on the day of application
- · borrowed or gifted funds without an accompanying explanation/sponsorship letter
- · a balance that only barely meets or falls short of the published minimum, offering no buffer for unexpected requests at the border
UAE / Dubai tourist visa
Official requirement
USD 4,000
official minimum bank balance required for the self-sponsored 5-year multiple-entry tourist visa, to be maintained/documented over the 6 months before submission; NOT a daily or per-trip figure. The standard single-entry 30/60/90-day tourist visa (sponsored by an airline, hotel, or UAE resident) has no published minimum bank balance requirement.
gdrfad.gov.ae ↗What applicants report · anecdotal
For standard tourist visas applied through agents/tour operators, applicants and visa agencies commonly cite AED 5,000-10,000 (roughly USD 1,300-2,700) in the account as a comfortable informal buffer, though this is not an official rule and many approvals happen with agent/hotel/airline sponsorship and no bank statement at all. For the self-sponsored 5-year multi-entry visa, the official USD 4,000 (6-month) figure applies and is strictly checked.
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · passport copy (valid 6+ months)
- · personal photo (white background)
- · for the 5-year multi-entry visa: 6 months of bank statements showing USD 4,000 (or equivalent) balance
- · for standard 30/60/90-day tourist visas: typically none required directly from applicant if sponsored by airline/hotel/tour operator, but 3 months of bank statements are commonly requested by visa ag…
- · confirmed return/onward flight ticket (often requested by agents even if not always checked at entry)
Rejection red flags
- · large lump-sum deposit shortly before applying, especially for the 5-year visa's 6-month balance check
- · borrowed or gifted funds with no consistent transaction history
- · bank statement with irregular or sparse activity
- · mismatched sponsor/inviter details versus stated purpose of travel
Australia Visitor visa (subclass 600)
Official requirement
No fixed minimum published. The Department of Home Affairs does not publish a fixed minimum bank balance or daily/monthly subsistence figure for the subclass 600 visitor visa. Instead, financial capacity is assessed as part of the Genuine Temporary Entrant (GTE) criterion: applicants must provide evidence they can support themselves (accommodation, daily expenses, in-country travel, and return/onward transport) for the length of their proposed stay, proportional to their declared itinerary and circumstances. Acceptable evidence includes recent bank statements, payslips, tax returns, or a sponsorship/support letter from a person in Australia (with that sponsor's own financial evidence).
immi.homeaffairs.gov.au ↗What applicants report · anecdotal
No single figure applies since the assessment is proportional to trip length and itinerary, but applicant reports and migration-agent guides commonly cite roughly AUD 1,000-1,500 per week of the intended stay (or a lump sum in the AUD 5,000-10,000 range for a typical few-week visit) as a comfortable cushion when the funds are backed by 3-6 months of consistent statement history. For Indian applicants this is often quoted informally as roughly INR 2.5-5.5 lakh for a 2-4 week trip, though there i…
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · last 3-6 months personal bank statements
- · income tax returns (ITR) or notice of assessment
- · recent salary slips / employment letter
- · savings/fixed-deposit certificates if relied upon
- · sponsorship/support letter (Form 1149) plus the sponsor's own financial evidence, if being sponsored
Rejection red flags
- · large lump-sum deposit shortly before lodging the application with no explained source
- · funds that are borrowed or clearly not the applicant's own without a credible sponsorship explanation
- · thin or inconsistent transaction history (e.g. an account opened just weeks before applying)
- · balance that does not plausibly match declared income/occupation
Canada visitor visa (TRV)
Official requirement
No fixed minimum published. IRCC does not publish a fixed minimum bank balance for a visitor visa (TRV). The official document checklist (e.g. IMM 5256/5257 series and visa-office instruction sheets) states that applicants paying for their own trip 'must submit proof of sufficient funds to cover your travel and expenses in Canada,' and Guide 5256 says only that you must 'have enough money for your stay.' The amount considered sufficient depends on trip length, accommodation type (hotel vs. staying with friends/relatives), and number of travellers, and is assessed case-by-case by the visa officer. If someone else is funding the trip, proof of that person's funds (e.g. sponsor's bank statements, employer letter) is requ…
ircc.canada.ca ↗What applicants report · anecdotal
No official figure exists, so reported amounts vary widely by consultant/agent and applicant profile. Commonly cited ranges for Indian applicants: roughly CAD 2,500-3,000 (~INR 1.5-2 lakh) per person for a short 1-2 week trip, rising to CAD 4,000-5,000 (~INR 2.5-3.5 lakh) for longer stays; some visa consultants suggest INR 4.5-6 lakh for 7-10 days and INR 8-14 lakh for a month-long trip or a couple. These figures are NOT official minimums and applicants with far less have been approved, and app…
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · bank account statements covering the past 3-6 months (original commercial bank statements at some visa offices)
- · last 6 months of pay slips (if employed)
- · income tax returns (ITR) / notice of assessment
- · employer letter confirming leave and continued employment
- · if sponsored: sponsor's bank statements, employer letter, and a letter/affidavit of support
Rejection red flags
- · large lump-sum deposit shortly before applying, without a clear, documented source
- · borrowed or gifted funds shown without an explanatory letter
- · bank balance inconsistent with declared income or occupation
- · thin or irregular transaction history rather than steady balances/salary credits
Ireland Short Stay (C) visa
Official requirement
No fixed minimum published. There is no minimum amount of finance set down for the approval or refusal of a visa application. The visa officer decides whether an applicant has 'adequate financial means' to support and accommodate themselves (or is being sponsored by someone in Ireland who can) without working or accessing public funds, based on the individual application.
irishimmigration.ie ↗What applicants report · anecdotal
Applicants and visa agents commonly report that showing well over EUR 1,000-2,000 (very roughly INR 90,000-1,80,000+) in available funds, backed by 6 months of stable, consistent bank statements, is generally treated as sufficient for a short tourist/family visit - though there is no fixed figure and the actual bar depends on trip length, whether accommodation/travel is prepaid, and whether a sponsor in Ireland is covering costs.
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · original bank statement covering the last 6 months, on bank headed paper (or officially certified if printed online), showing account holder name, address, account number and account type
- · written explanation letter for any large or unusual deposits/withdrawals shown in the statement
- · if using a savings/deposit account statement, an original supporting letter from the bank
- · evidence of income/employment (e.g. salary slips, employment letter) or business proof for self-employed applicants
- · if being hosted or sponsored, an affidavit of support / letter of invitation plus the sponsor's own proof of means
Rejection red flags
- · a large, unexplained lump-sum deposit shortly before applying ('funds parking')
- · borrowed or gifted funds with no clear paper trail or explanation
- · a bank statement with little to no regular transaction history (dormant or newly opened account)
- · balance that does not plausibly cover the stated length of stay, accommodation, and return travel
Japan tourist visa
Official requirement
No fixed minimum published. Japanese embassies and consulates do not publish a fixed minimum bank balance or daily subsistence figure for the tourist visa. Instead, applicants must submit financial documents (bank statements, income tax returns, employer/business proof) so the consulate can assess whether the applicant can cover the trip without working illegally and is unlikely to overstay. Requirements are set per-jurisdiction consulate/VFS center and may include additional documents at the examiner's discretion.
in.emb-japan.go.jp ↗What applicants report · anecdotal
Indian applicants on r/visas commonly report approval with an average/current bank balance in the roughly INR 1.5-3 lakh range for a short solo trip (about USD 1,800-3,600), with several posters suggesting INR 2.5-5 lakh+ as a safer benchmark for longer trips or when other financial documents (ITR, salary slips) are thin. Some report approval with balances as low as INR 20,000-90,000 when backed by strong ITR/salary-slip history, while others were advised roughly INR 1 lakh per week of travel a…
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · personal bank statement covering the last 6 months, original with bank stamp and signature (printouts from internet/mobile banking generally not accepted unless bank-stamped)
- · personal income tax return (ITR) acknowledgements, typically for the last 3 years (or an explanation letter if unavailable)
- · salary slips or business income proof for employed/self-employed applicants
- · fixed deposit, mutual fund, or other investment proof (if any)
- · NOC / leave approval letter from employer, or business incorporation proof for the self-employed
Rejection red flags
- · a large lump-sum deposit appearing shortly before the bank statement period or application date, inconsistent with normal income
- · borrowed or gifted funds without a credible, documented source
- · bank statement lacking regular salary credits or showing erratic/inconsistent activity
- · printouts or screenshots instead of an original bank-stamped and signed statement
Malaysia entry / eVisa
Official requirement
No fixed minimum published. The Malaysian Immigration Department (imi.gov.my) states, for Multiple Entry Visa social-visit applicants from India and China, that 'the applicant must show proof of sufficient funds for staying in Malaysia' — no fixed amount is published. Separately, the official eVisa portal (malaysiavisa.imi.gov.my) advises that on arrival travellers must be able to present sufficient funds (cash, traveller's cheque, debit/credit card, or a Malaysian-government-recognised e-wallet) to cover expenses during the stay, again without a stated minimum figure.
imi.gov.my ↗What applicants report · anecdotal
Widely repeated travel-agency and forum guidance suggests budgeting roughly USD 50 (about MYR 210) per day of stay as a rule of thumb, and some sources cite immigration officers occasionally checking for cash equivalent to about MYR 500 per person on arrival. For Indian applicants, third-party visa-agency sites commonly cite a bank statement (last 3-6 months) showing a balance of roughly INR 30,000 for an individual or INR 60,000 for a family as generally accepted, with travellers who have full…
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · bank statement covering the last 3-6 months
- · proof of onward/return travel (flight booking)
- · proof of accommodation (hotel booking or invitation letter)
- · sufficient funds presentable at arrival (cash, traveller's cheque, debit/credit card, or recognised e-wallet)
- · income tax returns or salary slips (for visa-required nationalities applying at a Malaysian mission)
Rejection red flags
- · large lump-sum deposit made into the account shortly before applying
- · bank statement showing no regular income or transaction history
- · funds borrowed just for the application and withdrawn soon after
- · no proof of onward travel or accommodation to support the claimed length of stay
Singapore visit visa
Official requirement
No fixed minimum published. Singapore's Immigration & Checkpoints Authority (ICA) and Singapore Overseas Missions do not publish a fixed minimum bank balance for the visit visa. The published requirement is that visitors must have 'sufficient funds for the length of intended stay in Singapore' plus a confirmed onward/return air ticket. Where a Certificate of Bank Deposit is required (e.g. for unemployed applicants), Singapore missions explicitly state there is 'no minimum amount of money required on the certificate of bank deposit' - the sum only needs to 'reflect your actual economic capability'.
ica.gov.sg ↗What applicants report · anecdotal
Indian applicants most commonly report showing roughly INR 1-2 lakh (~SGD 1,600-3,300 / ~USD 1,200-2,400) in a 3-6 month bank statement for a short leisure trip and getting approved; some visa-agent sites suggest a minimum maintained balance around INR 80,000. Reports vary a lot by agent/mission and applicant profile (salaried vs self-employed, sponsor vs self-funded), and several applicants say the exact figure 'doesn't matter much' as long as the statement shows stable income and a plausible…
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · last 3-6 months personal bank statement
- · Certificate of Bank Deposit (mainly for unemployed applicants, issued within 1 month of application; no fixed minimum amount required)
- · letter of employment stating designation, salary, and approved leave (if employed)
- · income tax returns / Form 16 (commonly requested by visa agents for salaried Indian applicants)
- · business registration and financial statements (if self-employed)
Rejection red flags
- · a large lump-sum deposit added to the account shortly before applying, with no matching income history
- · borrowed or gifted funds without a clear, documented source
- · bank statement showing minimal transaction activity or an account opened just before the application
- · balance that looks disproportionate to the applicant's stated income/occupation
South Korea tourist visa (C-3-9 Ordinary Tourist)
Official requirement
No fixed minimum published. The Embassy of the Republic of Korea in India lists a bank statement covering the recent 6 months as a required document for the C-3-9 tourist visa, without stating a minimum balance figure; the Visa Consul may request additional documents. Other Korean missions phrase it as 'documents demonstrating the financial capacity during the stay in Korea such as a bank statement issued within a month' for single-entry visas, with stricter requirements (two bank accounts, 3 months of statements with deposits and withdrawals, 1.5 months of pay stubs) for multiple-entry visas.
overseas.mofa.go.kr ↗What applicants report · anecdotal
Indian applicants and visa agents commonly report showing roughly INR 1.5-2 lakh (~USD 1,800-2,400) in personal savings/current accounts for a short tourist trip, with some agents citing a lower floor around INR 70,000. Reports suggest higher, stable balances improve approval odds but there is no universally agreed number.
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · bank statements for the last 6 months (stamped and signed by the bank, original)
- · income tax returns (ITR) for the last 1-2 years, where applicable
- · salary slips for the last 1-3 months (employed applicants)
- · employment/NOC letter or business registration proof (self-employed)
- · for multiple-entry visas: two bank accounts, 3 months of statements showing both deposits and withdrawals, and 1.5 months of pay stubs
Rejection red flags
- · a large lump-sum deposit shortly before applying, with no history of similar balances
- · funds that appear to be borrowed rather than the applicant's own savings or income
- · bank statements with irregular or dormant transaction history
- · bank statements missing the bank's official stamp/signature or submitted as unofficial printouts
UK Standard Visitor visa
Official requirement
No fixed minimum published. The UK does not publish a fixed minimum bank balance for the Standard Visitor visa. The official requirement (UK Visas and Immigration, via gov.uk) is that you must be 'able to pay for your return or onward journey' and 'have enough money to support yourself without working or getting help from public funds, or have family and friends that can support you.' A caseworker compares your declared trip costs (accommodation, food, activities, return travel) against your recent financial situation and income credibility - there is no published per-day or total figure to hit.
gov.uk ↗What applicants report · anecdotal
Applicants and immigration forums report that bank balances in the range of roughly INR 1.5-5 lakh (~GBP 1,300-4,300) for a 1-2 week UK trip are commonly cited in successful applications, but this varies hugely by declared itinerary, income level, employment status, and whether accommodation/flights are prepaid. Some report approval with far less (a few hundred GBP-equivalent) when trip costs were modest and income/ties to home country were strong; others report refusals despite showing INR 5 l…
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · bank statements, usually the last 6 months, showing sufficient and consistent funds
- · salary slips / payslips or proof of employment
- · income tax returns (ITR) or equivalent proof of income, where self-employed
- · letter of financial support from a sponsor plus the sponsor's own bank statements, if someone else is funding the trip
- · proof of prepaid accommodation (hotel bookings) or an invitation letter from a UK host confirming free accommodation
Rejection red flags
- · large lump-sum deposit shortly before applying, with no explained source
- · borrowed or gifted funds without a clear supporting letter and paper trail
- · thin or irregular transaction history that doesn't match declared income
- · bank balance inconsistent with declared occupation/salary
US B1/B2 visitor visa
Official requirement
No fixed minimum published. The U.S. Department of State publishes no fixed minimum bank balance or daily/per-trip amount for the B1/B2 visitor visa. Under INA Section 214(b), every applicant is presumed to be an intending immigrant and must overcome that presumption by showing, among other things, 'evidence of funds to cover your expenses while in the United States' and 'your ability to pay all costs of the trip.' Consular officers evaluate financial evidence together with ties abroad (employment, family, property) and travel purpose - there is no published threshold that guarantees approval. A letter of invitation or Affidavit of Support is explicitly stated as not required and not a determining factor for a visitor…
travel.state.gov ↗What applicants report · anecdotal
Applicants and visa-forum commenters commonly say there is no strict minimum and that officers look at whether the shown balance is roughly proportional to the trip's rough expenses and the applicant's overall financial/employment profile rather than a fixed figure. For Indian applicants specifically, forum posts frequently cite INR 2-5 lakh (~USD 2,400-6,000) as a commonly-referenced comfortable range for a standard 10-14 day family/tourist trip, with some commenters reporting approvals on low…
Community reports from Reddit and visa forums, not an official threshold or a guarantee of approval.
Financial documents
- · Form DS-160 confirmation page
- · valid passport (6+ months beyond intended stay)
- · visa application fee receipt (USD 185)
- · photo meeting official requirements
- · current proof of income, tax payments, property or business ownership, or assets
Rejection red flags
- · large lump-sum deposit shortly before applying with no clear source
- · borrowed or gifted funds with no consistent transaction history
- · bank statement showing sparse or irregular activity inconsistent with stated income
- · financial evidence inconsistent with stated occupation or salary
Proof of funds FAQ
How much bank balance do I need for a Schengen visa?
There is no single Schengen-wide figure - each Schengen country sets its own official daily subsistence amount, roughly EUR 14 to EUR 122.1 per day, which you must be able to prove for the length of your trip. For a typical 7-10 day visit that puts the official minimum in the low hundreds to low thousands of euros. In practice, applicants are advised to show a stable balance comfortably above that (backed by 3-6 months of statements), because consulates assess your overall financial profile, not just a single number.
Is 2 lakhs enough for a Schengen visa?
For a short Schengen trip, roughly INR 2 lakh (about EUR 2,200) is generally considered a comfortable balance by many applicants, because the official daily subsistence requirement for a week-long visit typically totals only a few hundred to about a thousand euros. However, there is no official "2 lakh" rule - Schengen consulates assess your whole financial picture (stable statements, income, ties to your home country), so the same balance can be approved for one applicant and questioned for another. Treat it as a reasonable floor for a short trip, not a guarantee.
Do embassies publish a fixed minimum bank balance?
Mostly no. Some do publish a hard figure - Thailand (THB 20,000 per person), New Zealand (NZD 1,000 per month), and each Schengen state's daily subsistence rate. But the UK, US, Canada, Australia, Ireland and most others publish no fixed number; their rule is simply that you must show "sufficient funds" to cover your trip without working or relying on public funds. For those, the amounts you see quoted online are applicant experience, not official thresholds.
What financial documents do I need to show?
The common set is: 3-6 months of bank statements, income tax returns (ITR) for the last 1-3 years, recent salary slips or proof of income, and - if someone else is funding the trip - a sponsorship letter with the sponsor's own financial documents. Prepaid flight and accommodation bookings also reduce the funds you need to prove.
What money mistakes cause visa rejections?
The most common is a large lump-sum deposit made just before applying with little prior transaction history - it looks like borrowed "show money." Others include a balance that dips below the required amount earlier in the statement period, funds that don't match your stated income, and borrowed or gifted money with no explanation. Consulates want to see a genuine, stable financial history, not a balance topped up for the application.
Related: Schengen visa guide, passport ranking 2026.