Proof of Funds for a VisaHow much bank balance to show in 2026
The official minimum where one exists, and what applicants report getting approved with.
Schengen visa: daily funds required, by country
Multiply the daily rate by your number of days. Cyprus is not in Schengen but applies the same rule to its national visa.
Both tables scroll sideways for the notes column →
| Country | Daily amount | Notes |
|---|---|---|
| Belgium | EUR 95 / per day | EUR 95/day if staying at a hotel with no other proof of credit; EUR 45/day if staying with a private host (letter of guarantee) with no other proof of credit. |
| Bulgaria | EUR 50 / per day | At least EUR 50/day, but not less than EUR 500 total; or proof of prepaid tourist services. A further EUR 50/day (or prepaid hotel/invitation) is required to cover accommodation. |
| Croatia | EUR 70 / per day | EUR 30/day if holding a certified letter of guarantee or tourist booking; exempt if a guarantor fully covers all costs. |
| Czechia | CZK 1,565 / per day | CZK 1,565/day for stays up to 30 days (0.5x the national subsistence minimum, as of 1 Jan 2023: CZK 3,130); different formula for stays over 30 days. Minors prove half. |
| Denmark | EUR 47 / per day | DKK 350 per 24 hours (approx. EUR 47); a case-by-case border assessment, not a fixed visa rule. |
| Germany | EUR 45 / per day | No mandatory reference amount is fixed by law; officials assess case-by-case. EUR 45/day applies only if the applicant cannot otherwise evidence their circumstances. |
| Estonia | EUR 70 / per day | Fixed daily amount for each allowed day of stay. |
| Greece | EUR 50 / per day | EUR 50 per person per day, minimum total EUR 300 for a stay of up to 5 days; minors get 50% reduction. |
| Spain | EUR 122.1 / per day | 10% of the gross national minimum wage per day x number of days, but minimum overall EUR 1,098.90 (90% of minimum wage) per person regardless of trip length. |
| France | EUR 65 / per day | EUR 65/day with proof of prepaid accommodation (attestation d'accueil); EUR 120/day with no hotel reservation for that portion of the stay. |
| Italy | EUR 44.93 / per day | Sliding scale (Table A): EUR 269.60 fixed for a 1-5 day trip (one traveller; EUR 212.81 if 2+ travellers); EUR 44.93/day for 6-10 days (EUR 26.33/day if 2+ travellers); lower daily rates for longer trips. |
| Cyprus | - / per day | EU member, not yet part of Schengen - applies Schengen-visa funds rules to its national short-stay visas. No fixed reference amount; case-by-case discretion of immigration officers, considering purpose/length of stay, hotel bookings, or hospitality. |
| Latvia | EUR 14 / per day | Minimum EUR 14/day for stays up to 30 days; EUR 700 (minimum monthly wage) if the stay exceeds 30 days. Waived if an approved inviter covers costs. |
| Lithuania | EUR 50 / per day | EUR 50/day; not required for a minor travelling with an adult family member, or if a formal inviter (via MIGRIS) undertakes to cover costs. |
| Luxembourg | EUR 67 / per day | Approx. EUR 67/day (pegged to the daily unskilled-worker minimum wage, as of 1 Jan 2018); a certified statement of financial liability can substitute. |
| Hungary | EUR 40 / per day | Fixed reference amount per day of planned stay. |
| Malta | EUR 48 / per day | Administrative practice minimum for the duration of the visit. |
| Netherlands | EUR 55 / per day | EUR 55 per person per day is the base figure border officials use, applied flexibly based on trip length, purpose, and personal circumstances. |
| Austria | - / per day | No fixed reference amount; case-by-case assessment based on purpose, type, and duration of stay. |
| Poland | PLN 75 / per day | PLN 300 total if stay is up to 4 days; PLN 75/day if stay exceeds 4 days. Plus separate minimum for return-journey funds (PLN 200-2,500 depending on country of origin). |
| Portugal | EUR 40 / per day | EUR 75 for each entry plus EUR 40 for each day on the territory; waived if board and lodging are proven guaranteed. |
| Romania | EUR 50 / per day | EUR 50/day (minimum EUR 500 total) for tourism/visit/business visas; EUR 30/day where the invitation procedure applies (covered by an inviting person). |
| Slovenia | EUR 70 / per day | EUR 70/day if means of subsistence are not otherwise secured (e.g. no sponsorship or prepaid accommodation); minors accompanied by parents: 50%. |
| Slovakia | EUR 56 / per day | EUR 56/day (EUR 30 accommodation + EUR 19 meals + EUR 7 spending money); can be replaced by a certified invitation. |
| Finland | EUR 50 / per day | Approx. EUR 50/day in addition to return-journey/accommodation funds; assessed case-by-case. |
| Sweden | EUR 40 / per day | SEK 450/day (approx. EUR 40), fixed by Swedish legislation. |
| Iceland | EUR 55 / per day | ISK 8,000 per person per day (approx. EUR 55); halved if a third party bears the costs. Total minimum ISK 40,000 per entry. |
| Norway | EUR 43 / per day | NOK 500/day (approx. EUR 43) as an indicative figure for visitors not staying with family/friends; case-by-case in practice. |
| Switzerland | CHF 100 / per day | CHF 100/day for those covering their own costs; CHF 30/day for students with a valid student ID; different rules if staying with a private host under a declaration of liability. |
| Liechtenstein | CHF 100 / per day | CHF 100/day for those covering their own costs; CHF 30/day for students with a valid student ID. |
Checked 2026-07-03 · sourced directly from consulate publications
Proof of funds by visa
9 of these 14 visas publish no fixed figure - officers judge your whole financial profile. Reported ranges come from applicants, not from any threshold.
| Visa | Official minimum | Applicants report | Notes |
|---|---|---|---|
China tourist (L) visa official source ↗ | USD 100per day | INR 1-2.5 lakh (~USD 1,200-3,000) | No single figure. The embassy in Pakistan sets USD 100 a day, Mumbai a flat INR 100,000 per applicant, Cebu a 6-month bank certificate with no amount - use the instructions of the post covering your address. |
New Zealand Visitor visa official source ↗ | NZD 1,000per month | NZD 3,000-6,000+ for a 3-6 week trip | NZD 1,000 a month if you pay your own accommodation, NZD 400 a month if it is already prepaid. Funds may be your own or an approved sponsor's, and money for the onward ticket must be shown separately. |
Schengen short-stay (type C) visa official source ↗ | EUR 65per day | INR 1.5-3 lakh (~EUR 1,650-3,300) | No EU-wide figure: each state fixes its own daily reference amount under Annex 25 of the EU Practical Handbook for Border Guards, and prepaid accommodation lowers it in several states - France's cited baseline is EUR 65 a day with accommodation paid, EUR 120 without. Travel insurance with EUR 30,000 of cover is a separate requirement. |
Thailand tourist visa / entry official source ↗ | THB 20,000 | INR 1-3 lakh (~USD 1,200-3,600) | THB 20,000 per person or THB 40,000 per family (about USD 550 / INR 47,000), as cash or foreign-currency equivalent checked at the border at the officer's discretion - not only on a statement. Applies to visa exemption, visa on arrival and embassy applications alike. Some official pages still cite an older THB 10,000 / 20,000; MFA pages use 20,000 / 40,000 for 2025-2026. |
UAE / Dubai tourist visa official source ↗ | USD 4,000 | AED 5,000-10,000 (~USD 1,300-2,700) | Applies only to the self-sponsored 5-year multi-entry visa, documented across the 6 months before submission. Standard 30/60/90-day tourist visas sponsored by an airline, hotel or UAE resident publish no balance requirement at all. |
Australia Visitor visa (subclass 600) official source ↗ | None published | AUD 1,000-1,500 / week (~INR 2.5-5.5 lakh for 2-4 weeks) | Judged under the Genuine Temporary Entrant test: cover accommodation, daily expenses, in-country travel and return transport, proportional to your itinerary. A sponsor files Form 1149 alongside their own financial evidence. |
Canada visitor visa (TRV) official source ↗ | None published | CAD 2,500-5,000 (~INR 1.5-3.5 lakh) / person | IRCC asks for 'proof of sufficient funds to cover your travel and expenses in Canada', assessed case-by-case against trip length, accommodation and number of travellers. If someone else is funding the trip, their financial proof is required instead of yours. |
Ireland Short Stay (C) visa official source ↗ | None published | EUR 1,000-2,000+ (~INR 90,000-1,80,000) | The visa officer decides whether you have 'adequate financial means' to support and accommodate yourself - or an Irish sponsor who can - without working or claiming public funds. Statements must be stamped originals on bank paper, with a written explanation for any unusual deposit or withdrawal. |
Japan tourist visa official source ↗ | None published | INR 1.5-3 lakh (~USD 1,800-3,600) | Consulates weigh bank statements, tax returns and employer or business proof; requirements are set per consulate or VFS jurisdiction and examiners can ask for more. Statements must be stamped originals - online printouts are generally refused. |
Malaysia entry / eVisa official source ↗ | None published | ~USD 50 / day (INR 30,000-60,000 balance) | 'Proof of sufficient funds for staying in Malaysia', presentable on arrival as cash, traveller's cheques, a debit or credit card, or a recognised e-wallet. |
Singapore visit visa official source ↗ | None published | INR 1-2 lakh (~SGD 1,600-3,300) | ICA requires 'sufficient funds for the length of intended stay' plus a confirmed onward or return ticket. Unemployed applicants file a Certificate of Bank Deposit, which has no minimum amount and only has to reflect real means. |
South Korea tourist visa (C-3-9 Ordinary Tourist) official source ↗ | None published | INR 1.5-2 lakh (~USD 1,800-2,400) | The embassy in India asks for 6 months of statements with no balance figure; the New York consulate advises a 3-month average above USD 3,000. Multiple-entry applications ask for two accounts and recent pay stubs. |
UK Standard Visitor visa official source ↗ | None published | INR 1.5-5 lakh (~GBP 1,300-4,300) | UKVI requires only that you can pay for the return journey and 'support yourself without working or getting help from public funds'. Caseworkers weigh declared trip costs against your income credibility, and the Home Office may go back to your bank to verify statements. |
US B1/B2 visitor visa official source ↗ | None published | INR 2-5 lakh (~USD 2,400-6,000) | Under INA 214(b) you must show 'evidence of funds to cover your expenses' and pay all costs of the trip, weighed together with ties abroad such as job, family and property. An invitation letter or Affidavit of Support is explicitly not required and not a deciding factor. |
What to prepare, for any of them
3-6 months of personal bank statements, income tax returns for the last 1-3 years, recent salary slips plus an employment or leave letter (business registration and accounts if self-employed), savings or fixed-deposit proof, and - if a third party is paying - a sponsorship letter with the sponsor's own statements, payslips and returns. Confirmed return travel and prepaid accommodation support every application.
What gets applications refused
A large lump sum deposited shortly before applying with no documented source; borrowed or gifted money with no paper trail; a dormant, newly opened or erratic account with no regular salary credits; a balance that does not match your declared income or occupation; a balance that does not plausibly cover the trip and the flight home; and financial details that contradict the application form.
Proof of funds FAQ
How much bank balance do I need for a Schengen visa?
There is no Schengen-wide figure. Each country sets its own daily subsistence rate - roughly EUR 14 to EUR 122.1 a day - which you must prove for the length of your trip, so a 7-10 day visit needs a few hundred to about a thousand euros on paper. Consulates judge the whole picture, so show a stable balance above that, backed by 3-6 months of statements.
Is 2 lakhs enough for a Schengen visa?
Usually yes for a short trip - about EUR 2,200, well above the few hundred to one thousand euros a week-long visit officially requires. But there is no "2 lakh" rule: consulates weigh stable statements, income and ties, so the same balance is approved for one applicant and questioned for another.
Do embassies publish a fixed minimum bank balance?
Mostly no. Thailand (THB 20,000 per person), New Zealand (NZD 1,000 per month) and each Schengen state's daily rate publish hard figures. The UK, US, Canada, Australia, Ireland and most others only require "sufficient funds" for the trip without working or claiming public funds - the numbers quoted online for those are applicant experience, not thresholds.
What financial documents do I need to show?
3-6 months of bank statements, income tax returns for the last 1-3 years, salary slips or other proof of income, and - if someone else is paying - a sponsorship letter with the sponsor's own documents. Prepaid flights and hotels reduce the funds you have to prove.
What money mistakes cause visa rejections?
A large lump sum deposited just before applying, with no prior history, is the classic one - it reads as borrowed "show money". Others: a balance that dipped earlier in the statement period, funds that do not match your stated income, and gifted money with no explanation.
Related: Schengen visa guide, passport ranking 2026.